Property Intelligence
Insurance Intelligence
Finance Intelligence
Niche Intelligence
Premium and Precise
Where Property, Policy, and Protection ConvergeBlack Sable delivers actionable risk intelligence that protects what others
overlook – on the ground, where it matters most.
Property Intelligence
Property Intelligence
Pre-Deal Risk Intelligence
Before the signature. Before the settlement. Know the risk.
We equip developers, investors, and legal teams with verified intelligence, so assets transfer with clarity, not liability.
Our Clients:
We don’t guess. We inspect.
We don’t speculate. We verify.
We don’t sell reports. We build intelligence infrastructure.
Property Intelligence
Pre-Transfer Intelligence That Protects Your Capital
We identify the gaps others miss, so you don't inherit legal, financial, or compliance exposure.
Problems We Solve
- CoCs expired, falsified, or missing
- Fire/OHS exposure
- Compliance documentation incomplete
- Buyer lawsuits post-sale
- Insurance rejection on property risk grounds
What We Deliver
- Site risk audits (fire, OHS, structure)
- Compliance verification (CoCs, zoning, plans)
- Pre-transfer legal risk packs
- Maintenance & CAPEX forecasting
- Valuation overlays for insurers or funders
Why it Matters
- Properties transfer clean – no hidden risk.
- Insurers quote faster, with fewer exclusions
- Investors gain deal certainty
- Developers avoid post-transfer CAPEX shocks
- Legal teams stay defensible
Property Intelligence
Use Case Summary
We help owners, managers, agents, and developers eliminate blind spots before they result in losses, legal disputes, or stalled transfers.
Property Purchase / New Investment
Validate asset integrity, legal status, insurability, and true CAPEX risk before buying.
Exposure Review for High-Risk Sites
Fire risk (thatch/rural), electrical hazards, OHS blind spots, non-compliant structures.
Compliance File Audit for Sale Transfer
CoC, OHS, fire, zoning, and maintenance sign-off prior to deed submission or sale agreement.Â
Safety & Liability Readiness
Protect guests, staff, tenants, and buyers from injury-based claims or fire exposure.Â
Maintenance Forecast / Budget Planning
10-year early warning system for owners, HOAs, syndicates, and developers.
Resale / Revaluation Alignment
Improve future value by aligning compliance + condition with finance + insurance logic.
Insurance Intelligence
Insurance Intelligence
Underwrite with certainty.
Defend claims with confidence.
Our Clients:
Insurers & UMA's
Underwriters & Brokers
Claims Adjusters & Captive Insurers
Insurance Intelligence
Intelligence That Insures the Insurer
When risk isn’t verified at inception, claims collapse at the worst possible moment. We bridge the data gap berween policy, property, and payout- delivering ground-truth intelligence that protects brokers, underwriters, and carriers from exposure, reputational damage, and legal friction. Black Sable Insurance Intelligence gives you clarity before the claim and credibility when it matters most.
Problems We Solve
- Unverified risks at policy inception
- CoC or fire/OHS failures invalidating claims
- Broker retention lost due to weak survey logic
- Claims disputes due to lack of pre-loss data
- Reputational damage from rejected claims
What We Deliver
- Underwriting support reports (field verified)
- Pre-loss risk snapshots
- Claims support forensic root cause
- Portfolio risk intelligence dashboards
- Broker CPD training & standardization
Why it Matters
- Claims become defensible, not debatable
- Brokers retain clients through proven insight
- Insurers reduce payout disputes
- Underwriters quote faster with real data
- Pre-loss records reduce legal exposure
Insurance Intelligence
Use Case Summary
We work with brokers, underwritersm and claims teams to verify risk before cover is issued, and defend decisions if things go wrong.
Policy Binding Support (New Risk)
Field survey + report aligned to insurer risk appetite, value-to-risk scoring, and exclusions.
Broker Value-Add / Retention Strategy
Protect client trust by offering field validation and pre-bind remediation.
Claims Defense & Dispute Prevention
Capture pre-loss data to verify damage scope, liability, and cause.
High-Exposure Risk Certification
Especially for thatch, rural, and commercial hospitality – SafeStayâ„¢, OHS+, fire audit.
Portfolio Risk Reduction
Quarterly audits, report standardization, and red flag tracking across groups of properties.
Loss Ratio Intelligence
Use physical data to price risk more accurately and prevent fraud or mispricing.
Finance Intelligence
Finance Intelligence
Capital Demands Security
When millions are on the line, desktop risk models aren’t enough.
We deliver field-verified data that investors and lenders can act on with confidence.
Our Clients:
Private Equity & Bridge Lenders
Mortgage Originators & Banks
Syndicates & Fund Managers
Finance Intelligence
When Capital is at Risk, Intelligence is Everything
In high-stakes finance, assumptions are liabilities.
We deliver compliance-grade, insurer-aligned, asset-level insights that bridge the gap between glossy valuations and boots-on-the-ground reality. With Finance Intelligence, your exposure is no longer invisible.
Problems We Solve
- Collateral risk due to unverified asset values
- Hidden fire, OHS & compliance red flags
- Legal exposure from weak documentation
- Unseen CAPEX drains asset returns
- Insurance misaligned with actual risk
- Gaps in investor reporting & governance
What We Deliver
- Bond & deal readiness audits
- On-site asset intel packs (incl. photo evidence)
- Risk overlays for valuations & deal structuring
- Fire/OHS/compliance risk indexing
- CAPEX & regulatory cost forecasts
- Investor-ready due diligence summaries
Why it Matters
In a post-ESG, post-Covid world, financiers are under more pressure than ever to prove their diligence, derisk their exposure, and validate every cent deployed. Finance Intelligence ensures you’re not betting on blind data, fake compliance, or flattering valuations.
Finance Intelligence
Use Case Summary
We help banks, lenders, PE firms, and originators avoid financing non-compliant or high-exposure assets by surfacing hidden risk.
Property Purchase / New Investment
Ensure asset condition and legal compliance match the security’s financial value.
Bond & Mortgage Issuance Readiness
Ensure fire/OHS/valuation/CoC are verified before bond approval or payout.
Pre-Investment Due Diligence
CAPEX exposure, physical degradation, and legal reg flags surfaced before acquisition.
Risk to Revenue / Rent Forecast Validity
Validate that future cash flow won’t be disrupted by fire/OHS shutdowns or regulatory fines.
Securitization Support for REITs / Funds
Asset-by-asset risk scoring, document readiness, and compliance verification.
Collateral Impairment Prevention
Reduce asset deterioration and legal loss from non-compliant systems (fire, OHS, CoC).
Niche Intelligence
Niche Intelligence
Where Lives, Liability, and Regulation Collide.
We Bring Control.
Specialised risk and compliance solutions for environments where safety isn't optional - and regulation isn't forgiving.
Our Clients:
Safari Lodges & Veterinary Faculties
Frail Care Facilities & Old Age Homes
Niche Intelligence
From lodges to labs, we hardwire operational safety into every layer of your high-risk environment.
In remote, regulated, and guest-facing environments, the margin for error is razor-thin. From safari lodges to veterinary faculties and frail care clinics, we specialize in safeguarding people, property, and professional reputations. Our systems are built for complexity-where high risk meets higher expectations.
Problems We Solve
- Non-compliance with fire/OHS in guest or patient environments
- Hazard exposure (chemical, animal, biological) for staff or students
- Missing or outdated evacuation plans, signage, and SOPs
- No onboarding, induction, or LMS for remote teams
- Legal exposure linked to injury, illness, or fatalities onsite
What We Deliver
- Full-spectrum risk audits (Fire, OHS, Emergency Response)
- Custom policy & protocol frameworks for niche sectors
- LMS-integrated onboarding for staff, students & contractors
- Monthly RMS subscriptions for always-on compliance
- Field-verified reports aligned with insurer & lender expectations
Why it Matters
Because in high-liability environments, negligence isn’t just costly-it’s criminal.
When lives are at stake, compliance can’t be theoretical. One missing policy, one untrained staff member, or one unlogged hazard can trigger lawsuits, reputational damage, or even loss of life. We give you the systems, structure, and situational awareness to operate safely, legally, and with confidence- even in the middle of nowhere.